In the last two decades the number of Americans receiving Social Security Disability benefits (SSD) has more than doubled from 5.2 million to 11.7 million by the close of 2011.
Analysts explain the rise two ways: the aging Baby Boomer population is now more prone to illness and accidents, and the fact that more women joined the workforce making them eligible for workplace benefits. The leading state for SSD claims is West Virginia where as many as one out of every ten residents is collecting SSD. Seven of the ten states with the highest numbers of claimants all tend to be states with the highest poverty rates and highest unemployment. Further analysis reveals the correlation with SSD benefits in these ten states to low workforce participation and high unemployment rates.
These are the ten states with the highest rates of SSD claims.
- West Virginia
- Arkansas
- Alabama
- Kentucky
- Mississippi
- Maine
- Tennessee
- South Carolina
- Missouri
- Michigan
The most common qualifying SSD conditions are:
- Recurring neck and back pain
- Heart conditions
- Diabetes
- Hypertension
- Knee problems
SSD benefits are not a handout. They are an earned benefit for those people who have participated in the workforce. Claimants must satisfy a recent work test and a duration of work test. Actually a 20 year-old worker today has a three out of ten chance of becoming disabled before reaching retirement.
Filing for Social Security Disability benefits, or appealing from a denial or discontinuation of benefits can be frustrating and confusing. A claim can take as long as five months to process. Experienced counsel who know and understand Social Security regulations can help you gain speedy access to those benefits that you need and deserve.